Free Trial

Melissa Brock, Contributing Author at MarketBeat

Articles by Melissa Brock - Page 13

6 Ways to Pay Off Your Mortgage Early
June 7, 2021 4:00 AM ET

6 Ways to Pay Off Your Mortgage Early

Melissa Brock

Thinking of how much you'll owe in interest may make you a little sick to your stomach, so let's look at the ways you might nip your mortgage in the bud early.

Read 6 Ways to Pay Off Your Mortgage Early
LeanFIRE, FatFIRE and BaristaFIRE: How to Choose the Right FIRE Option for You
June 4, 2021 4:00 AM ET

LeanFIRE, FatFIRE and BaristaFIRE: How to Choose the Right FIRE Option for You

Melissa Brock

Think you might want to become a part of the FIRE movement? LeanFIRE, FatFIRE and BaristaFIRE. But first, let's discuss the definition of the FIRE movement, then examine how you might want to take part in it.

Read LeanFIRE, FatFIRE and BaristaFIRE: How to Choose the Right FIRE Option for You
How to Plan Financially for College if Your Teen is in High School
June 2, 2021 11:00 PM ET

How to Plan Financially for College if Your Teen is in High School

Melissa Brock

Think you're behind in the college savings game? Even if your child will start senior year in high school this fall, you can still save a considerable amount for college. Here's how to get started.

Read How to Plan Financially for College if Your Teen is in High School
What Do Mortgage Lenders Need from Retirees?
June 1, 2021 11:00 PM ET

What Do Mortgage Lenders Need from Retirees?

Melissa Brock

When you want to get a home loan as a retiree, you might wonder how a mortgage lender evaluates your income. You may not have regular income, so what does a mortgage lender actually take into consideration?

Read What Do Mortgage Lenders Need from Retirees?
Private and Federal Student Loans for College: Which Works Best for Your Child?
May 31, 2021 11:00 PM ET

Private and Federal Student Loans for College: Which Works Best for Your Child?

Melissa Brock

Ready to make final decisions about your child's college financial aid award? Make sure you understand the differences between federal loans and private student loans before you get started.

Read Private and Federal Student Loans for College: Which Works Best for Your Child?
Think You Don't Need Life Insurance? You Might Not! Here's Why
May 27, 2021 11:00 PM ET

Think You Don't Need Life Insurance? You Might Not! Here's Why

Melissa Brock

So, does life insurance have relevance for you? In all honesty, everyone should get life insurance if they have debt or dependents, but you might not need it at all. Let's explore.

Read Think You Don't Need Life Insurance? You Might Not! Here's Why
What is Self-Employment Tax?
May 26, 2021 11:00 PM ET

What is Self-Employment Tax?

Melissa Brock

Have you just recently become self-employed? Totally mystified about quarterly taxes and all the other details involved in self-employment tax? Learn a few quick tips here.

Read What is Self-Employment Tax?
How to Use a Health Savings Account (HSA) to Build Wealth
May 26, 2021 3:00 AM ET

How to Use a Health Savings Account (HSA) to Build Wealth

Melissa Brock

My cousin has a plan to become a mega-millionaire using his health savings account (HSA). Unconventional? Maybe not. An HSA can offer a reliable investment strategy — as long as you use it to your advantage.

Read How to Use a Health Savings Account (HSA) to Build Wealth
3 Great Ways to Invest $5,000
May 25, 2021 3:00 AM ET

3 Great Ways to Invest $5,000

Melissa Brock

Whether you've managed to save $5,000 on your own or somehow ended up with $5,000 from an overly generous aunt, you can invest your money in a plethora of good (and bad) ventures.

Read 3 Great Ways to Invest $5,000
Do You Need an 800 Credit Score?
May 22, 2021 3:00 AM ET

Do You Need an 800 Credit Score?

Melissa Brock

Do you need an 800 credit score to get great interest rates and other perks? No, but find out why you might want to become a member of the 800 Club.

Read Do You Need an 800 Credit Score?
How to Squish These Four Types of Debt
May 21, 2021 4:45 AM ET

How to Squish These Four Types of Debt

Melissa Brock

You may want to know the difference between secured debt, unsecured debt, revolving debt, and installment debt because it helps you understand the consequences if you forget to make a payment. Or worse, it helps you understand the consequences if you decide not to make your payments at all. Let's take a quick look at these four debt types and how to handle them.

Read How to Squish These Four Types of Debt
Quick Crash Course on 403(b)s
May 19, 2021 4:05 AM ET

Quick Crash Course on 403(b)s

Melissa Brock

Take a look at this quick overview of 403(b)s in case you're not sure what you're getting yourself into when your organization offers you the option to invest in a 403(b).

Read Quick Crash Course on 403(b)s
How to Save Money on Groceries
May 15, 2021 11:00 PM ET

How to Save Money on Groceries

Melissa Brock

Sick and tired of spending insane amounts of money at the grocery store? Me, too. Check out some tips for simplifying your finances before you hit the grocery aisles.

Read How to Save Money on Groceries
Quick Steps to Choosing the Right Dental Insurance
May 13, 2021 11:00 PM ET

Quick Steps to Choosing the Right Dental Insurance

Melissa Brock

Finding the right dental insurance doesn't have to feel like a pain in the... mouth. Take a look at a few steps when you're looking for a plan.  

Read Quick Steps to Choosing the Right Dental Insurance
Life Steps: Small Steps for Overall Financial Health
May 12, 2021 2:00 AM ET

Life Steps: Small Steps for Overall Financial Health

Melissa Brock

An extra guide that came in the mail yesterday was called "Corona Crash" and it was a quick guide to budgeting, debt load, emergency funds, unexpected death, retirement planning and getting organized.

Read Life Steps: Small Steps for Overall Financial Health
What is a Secured Credit Card and Do You Need One?
May 11, 2021 3:04 AM ET

What is a Secured Credit Card and Do You Need One?

Melissa Brock

So, what's the difference between a secured and unsecured card, and should you get a secured card? We'll take a look at the differences between both and go over secured cards in detail.

Read What is a Secured Credit Card and Do You Need One?
2021: Make it Your (Mid) Year of Financial Freedom 
May 10, 2021 5:10 AM ET

2021: Make it Your (Mid) Year of Financial Freedom 

Melissa Brock

What does financial freedom mean to you? Does it mean that instead of getting bogged down by a paycheck-to-paycheck existence, you'd pay your bills early? What if you had substantial equity in your home?

Read 2021: Make it Your (Mid) Year of Financial Freedom 
3 Simple Steps to Start Investing: It's Really Not as Scary as You Think
May 7, 2021 4:05 AM ET

3 Simple Steps to Start Investing: It's Really Not as Scary as You Think

Melissa Brock

Scared to invest? You’re not the only one. In fact, you might seem like a downright anomaly if the “Someday Scaries” don’t give you a small case of the heebie-jeebies. 

Read 3 Simple Steps to Start Investing: It's Really Not as Scary as You Think
Get the Best Retirement Account(s) for Your Situation
May 6, 2021 4:07 AM ET

Get the Best Retirement Account(s) for Your Situation

Melissa Brock

You need a retirement account. But which type? If you're a gig worker, you might need a different account than someone who works for an employer. Check out your options.

Read Get the Best Retirement Account(s) for Your Situation
College Grads: 5 Steps You Need to Take Right NOW
May 5, 2021 4:05 AM ET

College Grads: 5 Steps You Need to Take Right NOW

Melissa Brock

Knowing how to invest your money! Opt for a Roth 401(k) and invest 10% of your money. Don't whine about how much it'll chew up your paycheck. Just do it. Your 65-year-old self will thank you.

Read College Grads: 5 Steps You Need to Take Right NOW
 Simplified Employee Pension Plan - How to Open a SEP IRA
May 4, 2021 4:15 AM ET

Simplified Employee Pension Plan - How to Open a SEP IRA

Melissa Brock

Self-employed individuals may have questions about which retirement plan works best for them and their employees. Why not consider a SEP IRA?

Read Simplified Employee Pension Plan - How to Open a SEP IRA
4 Things You Need to Think About Before You Retire Early
April 29, 2021 9:00 AM ET

4 Things You Need to Think About Before You Retire Early

Melissa Brock

Defining "early retirement" might seem ultra subjective, but you can use Medicare as a baseline. The government also considers early retirement as any age earlier than 65, when Medicare benefits kick in. 

Read 4 Things You Need to Think About Before You Retire Early
How to Zap $1,000 of Debt Quickly
April 22, 2021 9:45 AM ET

How to Zap $1,000 of Debt Quickly

Melissa Brock

Curious about saying "Buh-bye" to $1,000 of any type of consumer debt? Let's explore how to get it done.

Read How to Zap $1,000 of Debt Quickly